For many Americans, overspending seems like a birthright. But, warns financial advisor and author Leslie Greenman, sooner or later, those bad spending habits will catch up with you. She explains why we feel compelled to overspend and provides advice for making 2012 the year you tighten your purse strings. Are you still wondering how you are going to pay off holiday bills? Studies show that many Americans will still be paying off their holiday debt months, and possibly years, after gifts have been exchanged. But let’s be honest. If overspending was a problem for us only once a year, most of... (Read More ...)
Fire up the grill and get ready for kickoff; football season is here. What goes hand-in-hand with football season? Tailgating of course. Fans everywhere are honing secret recipes and stocking up on supplies to make their party dominate the parking lot. It’s important, however, to be mindful of spending, as the festivity’s cost can quickly add up, from team memorabilia to beer and food. Before you put the finishing touches on your tailgate plans, try out a few of these thrifty tips. 1. Team Up The atmosphere at a major tailgate party is all about community, but don’t be fooled;... (Read More ...)
10. The dollar store is your friend. Exhibit A: a wreath from a high end store is about $40, but a wreath with supplies bought from the dollar store is about $4. Your local dollar store has more than just canned veggies and birthday cards. They are stocked full of pre-made decorations and crafty kits. 9. You are invited to a dessert hour. You don’t always have to go for the large dinner with 10 homemade items that leaves you tired and your wallet stretched. How about a dessert party or a “Holiday Open House?” This way, you can serve desserts that can be made ahead of time. 8.... (Read More ...)
People everywhere are feeling the financial pinch these days. Families are looking for ways to scale back and conserve. At No Wire Hangers, (a ‘green’ organizing business), we focus on decluttering homes in an environmentally friendly way; we make sure that unwanted items don’t end up in a landfill while educating clients about living more ecologically conscious lives. Being organized and greeneven eliminates waste in the financial facet of life. The following simple changes can help you save big. Lost Money Many people have money they don’t even know about in the form of gift cards... (Read More ...)
It’s after I slip my breakfast dishes into the dishwasher that I stare at the little pile waiting for me on the edge of my kitchen counter. Car keys. My list of errands. Coupons. Purse. The quartet mocks me. I’ve got a lot I should do today. Acquire Hawaiian party invitations, facial moisturizer, milk, orange juice. The mall flaunted a Sunday circular with some black shoes that I’m desperate to see in person. The pair would perfectly replace the ones in my closet that are on their last leg. My daughter needs a jewelry armoire so she can organize her baubles and... (Read More ...)
